Blue Shield of California is great coverage especially if young family looking for a plan with maternity coverage and a family in one of the adults on the plans is significantly younger than the other. Blue Shield bases their monthly premiums on the youngest primary policy holder. This can be any adult in the family. Blue Shield plans have low maximum out of pocket and wide acceptance with doctors. A lot of doctors in the state of California prefer Blue Shield plans because Blue Shield repay them faster than most other insurance companies. Keep in mind that some states Blue Cross and Blue Shield are the same company in the state of California are two different insurance companies competing for your business.
HealthNet of California is the insurance company available in Western states. HealthNet family plans are affordable, have some minor out of pocket maximum and designed for healthy individuals and families. The new line of plans form HealthNet are their popular no deductible PPO plans. What are some of the worst plans for families. No deductible plans are not designed for families as they have very high maximum pocket witch might be a great option for single healthy individuals. HealthNet of California also offers some of the best HMO plans available in the market.
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